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Greenville, SC Personal Injury Law Blog

Workers' Compensation Frequently Asked Questions FAQ

SC Workers' Comp FAQ

Greenville, SC Workers Comp Attorney

Reporting Requirements for a Claim

Generally ,all Workers Compensation claims and on the job injuries in South Carolina must be reported with 90 days from the date of the injury unless reasonable excuse can be made.  The 90 day requirement is a little different in repetitive trauma cases. See Repetitive Trauma Reporting Requirements Blog for more details.

Medical Treatment for Workers Comp Injury

Whether you've had a back injury, a knee injury or a brain injury, the medical benefits are generally the same.  An injured worker is entitled to causally related (related to the injury) medical treatment that will tend to lessen the period of disability. This can include surgery, physical therapy, medication, hospital stays and another related medical treatment.

Mileage in South Carolina Workman's Comp

Injured employees are entitled to mileage to and from a doctor that is more than 10 miles round trip. If for some reason you are unable to drive then transportation may be provided instead of mileage.

Payment While out of Work for Workers' Comp Injury

If an employee has a back injury, shoulder injury or other work related injury and misses more than 7 days in a row from work, the employee may be entitled to temporary total disability benefits (TTD). On the 8th day, that payment should begin and it should pay you retroactively for the first week the employee was out of work.This pasement is based upon the employee's compensation rate (See Below).

Do Weekly Payments Stop if the Doctor Releases Me to Light Duty?

Sometime yes and sometimes no.  If a doctor releases you to return to work and the employer can accomodate you at the same hours, same pay, etc. before the injury then the employer may be entitled to stop your benefit after 150 days of being paid benefits stopping benefits requires your consent through a Form 17 or a Commissioner ordering that the benefits may stop.  If the employer cannot accompdate your work restrictions then you may be entitled to the insurance carrier making up the difference between your pre-injury pay and your current light duty pay.

What is a Compensation Rate and How is My Weekly Payment Determined?

Generally speaking, a compensation rate is 2/3 of your weekly income for the year preceding the injury not to exceed the maximum comp rate for the year of the injury. For more information, see our South Carolina Workers' Compensaiton Weekly Compensation Rate

Can I get a Second Opinion from Another Doctor?

A second opinion can be requested of the insurance carrier or employer. The current trend, from our practice in front of the South Carolina Workers' Compensation Commission, is that 2nd opinions are being fairly routinely granted.  Sometimes it is necessary to file for a hearing to get this 2nd opinion.

How Does an Attorney Get Paid in a Workers Comp Claim?

Most attorneys for insurance carriers or employers are paid on a hourly basis.  Attorneys that represent injured workers are paid through a contingency fee.  A contingency fee is an agreement where the attorney will take a part of any award or settlement in exchange for doing the work up front and for no hourly charge. South Carolina Workers' Compensation Law limits an attorney's fee to 33.3% (1/3) of any recovery plus the hard costs that were paid in advance.  Normally, if an award or settlement is not reached then there is no attorney fee.

Why Use an Attorney in Workers' Compensation Claims?

By law an insurance carrier/employer must have a professional attend a hearing or informal conference for yor claim which is either an insurance adjuster or an attorney that normally have extensive experience in a workers' compesation claims.  Often,  the injured worker comes from a profession that does not deal with the law on a regular basis and especially not workers' comp law. We see brick masons, manufacturers, nurses, salesperson, etc.  The workers' compensation process can be overwhelming especially while you are recovering from a work related injury. Many people find that they would prefer someone handle their claim on their behalf while the injured employee focus on medical treatment, recovering from their injury and getting back to a normal life.

If you would like to speak with a Workers' Compensation Lawyer to discuss your workers' compensation claim, then Contact the law firm of Black, Black & Montgomery where we will meet with you at no charge to discuss your claim and your work injury. We practice all over the State of South Carolina with our primary focus in the upstate of South Carolina. (800) 681-1931.

Black Ice Causes Multiple Car Accidents

Negligence Coupled with Wintery Weather Causes Multiple Car Accidents

Greenville, SC Car Accident and Injury Lawyer

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Wintery Conditions and Black Ice Cause Accidents

The South Carolina Highway Patrol website and WYFF4 are reporting multiple car accidents and trucking accidents along Interstate 26, Interstate 385, and Interstate 85.  In response to these accidents, the Highway Patrol has issued a hand out addressing safe driving in wintery conditions.These accidens seem to occurr when we go from warmer weather into a cold snap as people are less likley to anticipate the poor driving conditions.

Causing a Car Wreck in Bad Weather Could be Negligence

Just because the wintery conditions are the main contributor of a car wreck does not mean that the person that caused the trucking accident or car wreck is not at fault for injuries and propert damage to the car.  As a motor vehicle operator, there is a duty to operate the vehicle in a safe manner, keep a proper look out and go a speed reasonable for the conditions. If a driver fails to do one or all of these things then it could be negligence that caused the car accident for which the injured driver could seek damages, medical bills, loss wages, and pain and suffering.

Contact a Greenville Spartanburg, SC Car Accident Lawyer

If you have been involved in a wreck at no fault of your own, then you may be entitled to file a claim against the at-fault driver. For more information about your injury or car accident, contact a car wreck attorney at Black, Black & Montgomery, LLC (800) 681-1931 or (864) 558-8297

Is Adultery Relevant to Child Custody?

Adultery in Divorce Proceedings Generally Not Relevant to Child Custody

Greenville, SC Divorce and Custody Lawyer

At first blush, most people would argue that adultery is very relevant to deciding child custody in South Carolina.  If a parent is going to make a bad decision such as that shouldn't it also be assumed that there is the chance that they will make a bad decision later related that could put the child at risk or at least teach them an inappropriate behavior.

South Carolina Adultery and Custody Law

Generally, a South Carolina family law attorney or judge in family court does not consider adultery as a primary factor in addressing custody issues.   In  South Carolina, adultery and custody case of Davenport v. Davenport, the mother of the child committed adultery and the boyfriend spent five nights with the mother while the chidlren were present.  The Court still awarded the mother custody of the children despite this behavior which could be perceived as risky or immoral.  The Court justified their reasoning so as to say that child custody is granted to a party not to reward one party or punish the other.   This was recently upheld in 2011 when the Court of Appeals reversed a decision to give a father primary custody and instead gave it back to the mother that had an affair. See Moeller v. Moeller, 394 S.C. 365, 714 S.E. 2d 898 (Ct. App. 2011).  The Courts seem to be of the opinion that moral choices are only relevant in in caes where it affects the welfare of the child.   Stroman v. Williams, 291 S.C. 376, 353 S.E.2d 704 (Ct. App. 1987).

Is Adultry or an Affair Relevant to Child Custody?

We'd love to hear whether you believe adultery or an affari is relevant beyinf the divorce and with child custody.  Do you think a parent's adultery or affair is relevant beyond the divorce and relevant to child custody?  To respond, please post a comment below. 

Contact a Spartanburg Divorce and Custody Lawyer

If you, or someone you know, is going through a divorce in Greenville, Anderson or Spartanburg, South Carolina it is important to make sure all rights are protected. Whether the divorce stems from an affair or adultery or you just have child custody questions, you should get the answers you need.  For a free consultation on your South Carolina divorce and custody issues, please conact the law firm of Black, Black & Montgomery, LLC to schedule your free initial consultation.  (800) 681-1931 or (864) 558-8297

Workers' Compensation Knee Injuries Hardest Injury to Overcome

Greenville / Spartanburg / Anderson On the Job Knee Injury Lawyer

Knee Injuries May Take Longest Time to Heal

In South Carolina Workers Compensation knee injuries are considered leg injuries and benefits are to the entire leg. On the job knee injuries are sometimes some of the more serious injuries sustained by an injured worker. In our everyday life we use or legs to do almost everything and having a workers compensation leg injury can be completely debilitating. Being on our feet often make for a longer healing period when someone has a leg injury.

South Carolina Workers' Compensation Law provides for medical and money benefits for a knee or leg injury incurred on the job. The South Carolina Workers Compensation Act states that an injury to the leg is worth up to a maximum of 195 weeks of compensation.

Many of the injuries we see are partial knee replacement and total knee replacements. South Carolina now recognizes a lifetime entitlement to causally related maintenance, repair or replacement of a prosthetic device such as a total knee replacement joint.

Knee Injuries Affect More than The Leg

Employees that have leg, knee or foot injuries often walk with a limp and favor one side of their body because of the injury. Too often, we see injuries that start on one leg begin to affect the other leg, develop a back injury or a hip injury. These injuries that "flow from" your original injury may be covered under South Carolina Workers' Comp but many times these additional injuries are denied. If an additional body part becomes injured then an employee could be entitled to additional medical benefits for tat injured body part or additional money benefits to compensate them for their workers comp back injury.

Contact A Workers Compensation Knee Injury and Leg Injury Attorney

Before you settle your claim or agree that your injury is limited to a leg or knee, it is important to make sure you are protected and that all of your rights are preserved.  For more information about a South Carolina Workers Compensation Leg or Knee Injury, please contact Black, Black & Montgomery for a free consultation. (800) 681-1931 or (864) 558-8297

Workers' Compensation Impairment Versus Disability

Greenville, SC Workers' Comp Lawyer


Permanent Impairment in South Carolina Workers' Compensation Claims

Permanent impairment is often confused with disability.  Impairment is assigned by a medical doctor. The doctor looks at a reference manual and determines what body part is hurt and based upon the type of work related injury, medical treatment received, what the appropriate impairment rating is that has been sustained by the injured employee.

Workers' Compensation Disability Determined by Commissioner or Settlement

When parties enter into settlement negotiations to get the injured worker a lump sum workers compensation benefit at the end of a claim, the attorneys use the impairment rating as part of that negotiation.  The same is true for when a claim goes to hearing before a workers' compensation commissioner.  The impairment rating is one factor taken into account to assign additional disability. Disability can be less, the same or more than the impairment rating.  The Commissioner will take into account permanent work restrictions, how the injury impacts the employee's job, whether the employee has returned to work, age of employee, education of employee, whether employee had hardware put in, and the number of surgeries or type of medical treatment, just to name a few.  A disability rating is then assigned and that can be partial (to one or several body parts) or in the event an employee cannot return to work then that could be total disability meaning to the whole person.

The disability rating is then used to calculate the amount of money owed to the injured employee also known as the claimant.

Discuss Your Case With a Workers Compensation Lawyer

Contact our office today for a free initial consultation about your workers' compensation claim. In Greenville, you can reach us by phone at 864-558-8297. In upstate South Carolina, call us toll free at 1-800-681-1931. You can also reach us via e-mail. There are no up-front attorney's fees. We are paid from any workers comp benefits we secure on your behalf. If we don't recover benefits for you, there is no attorney fee.

Texting While Driving Causes Car Accidents

Greenville Car Accidents and Trucking Accident Lawyer

Texting and Driving Causes Trucking Accidents and Car Accidents

Texting and Driver Causes Car Accidents

A study released by the Virginia Tech Transportation Institute found that truck drivers who texted while driving were 23 times more at risk of a trucking wreck or near accident event than those truckers not texting and driving. The same can be said for using a cell phone but to a lesser degree as drivers talking on a cell phone were 1.3 times more likley to be involved in a car accident or near car wreck event.  As reported by CNET and Jennifer Guevin, the study found that drivers who were texting and driving would remove their eyes from the road for an average of 4.6 second per text.  At a speed of a 55 miles per hour, that same driver would travel the length of a football field. 

Teenage Drivers Text More- May Cause More Car Accidents and Injuries

The average teenager sends over 3,300 per texts per month.  In a 30 day month that is 110 texts per day or roughly 5 texts every hour of every day.  By the sheer fact that teenagers spend a lot of time on the road in cars it is more likley than not that teenagers are at a higher risk for car accidents while texting while driving.  That is only text message stats and does not include reading Facebook, Facebook status updates, emails, dialing telephone calls entering in GPS addresses and yes even playing game on the phone.  

Yes, there's an app for that but it doesn't mean that you should use it while behind the wheel.

While it is not earth shattering news to learn that texting while driving causes car accidents. It is interesting to put data to just how distracted a driver is that is texting while driving.  

Contact a Car Accident Attorney or Trucking Accident Lawyer

If you or someone you know was hit by a driver that was texting and driving, on a cell phone while driving or simply being distracted driver, contact the law firm of Black, Black & Montgomey, LLC for your free car accident injury consultation.  (800) 681-1931 or (864) 558-8297

South Carolina State chemistry lab explosion injures 6

A small explosion in a chemistry lab at South Carolina State University on Feb. 6 left a chemical lab technician and five students injured. Fortunately, all six were reportedly in good condition, and it appears that none of the students received any physical injury. However, the lab technician's forearm was hurt in the explosion. The injury may provide grounds for filing a workers' compensation claim with the university by the lab technician. It is unknown what may have been injured but in addition to any injuries sustained, the lab technician may be entitled to compensation for any scarring as it relates to a burn.

When an employee receives an injury during the course of employment, he or she is often entitled to receive workers' compensation. That compensation can then go toward paying for medical bills and other expenses as an employee recovers from the injury. Moreover, the compensation can also cover lost wages as a result of being unable to work due to the injury.

Money Arguments Can Cause Divorce

Greenville, SC Divorce Lawyer

Marriage can be a tricky and complicated partnership in this day and age.  Several studies have shown marital fights over money may end in divorce. According to SmartMoney Magazine there are six (6) common fights over money that may lead to a married couple being unhappy and ultimately filing for divorce. 

Six Common Money Fights in Marriage

1. Merging Money in Marriage- the age old question of a joint bank account versus separate bank accounts is an isuse that all married couples must address. Couples may run into marital trouble when they cannot agree on whether to have a joint or seperate account. As couples try and merge their fianances, it can create fights and if the couple does not get on the same page could ultimately lead to divorce.  Forbes Magazine says, "it took a while to become a couple, and it will take a while to couple your cash".

2. Addressing debt in Marriage- One of the biggest challenges that face any married couple is how to handle debt. Debt can be overwhelming and when one partner comes into the marriaged debt free it can create tension between the married couple.  Solving the debt problem should be considered a marital challenge and not a draw back.  If you, as a married couple, can work together to decrease debt or become debt free it will only serve to strengthen your marriage.

3.  Managing Spending in a Marriage- too often one person may be the spender and one person the saver within the marriage.  Truth be told there is a happy medium to both.  I recently took my eight year old son to meet with friend and an amazing financial planner at Welch Benefit Group so he could decide how to invest his $800.  My son learned it was alright to spend some money and it was alright to save some money.  It is important to not only plan for your future as a married couple but also important to enjoy your money and each other.  The key to this enjoyment may be establishing a budget. Within that budget you can identify how much to save and how much to spend. 

4. Investing Wisely- According to Forbes Magazine, men are more willing than women to take risks with money when investing.  This biggest investment argument within a marriage is not risky investments but rather not communicating about which money will be used where.  If a husband and wife can identify a certain amount of money to invest and then budget which percentage will be invested where (i.e. riskier, middle risk, conservative) then the couple has communicated a common goal and each person's inherent risk propensity is identified and addressed on the front end withe the key- "communication"!

5. Keeping Money Secrets- Simply put- don't do it. Lies within a marriage no matter how small can cause distrust and once and element of distrust creeps into a marriage it can deteriorate that union to the point of divorce.  Relationships are not normally destroyed by one single act buth rather a serious of smaller acts that chip away gradually at the marriage ultimatley leading to divorce.

6.  Emergency Planning- Men and women not only vary on the risk they are willing to take but also vary on their perception of what amount of money is needed in a marriage emergency fund.  Once again, the marriage budget can assist with putting away that money.  Once it is put away and if an emergency arises there will be no disagreement on how to spend it as you will both know it is an emergency.

If you or someone you know has gotten to the point where a divorce is the only opition then it is important to make sure your future is protected.  To speak direclty with a Greenville Divorce Lawyer, please contact the law firm of Black, Black & Montgomery, LLC - (800) 681-1931 or (864) 558-8297

 

Source: Forbes Magazine, February 7, 2012

South Carolina Workers' Compensation Hernia Benefits

On the Job Hernia Covered in South Carolina Workers' Compensation Law

Hernia Lawyer, Greenville, South Carolina

A work related hernia is a when an organ bulges or protrudes from the wall of the cavity that contains it.  By far the most common hernia in workers' compensation results from an on the job lifting injury and results in a hernia in the abdomen or stomach area. Hernias are  usally accompanied by pain at the site of the injury, a bulge at the site of the hernia or often times a feeling of pressure in or around the hernia injury site.

Workers Comp Benefits for Hernia Injury

The South Carolina Workers' Compensation Act provides that an injured employee is entiteld to medical treatment and workers comp benefits for an on the job hernia if the following criteria is met:

  • That there was an injury resulting in a hernia or rupture;
  • That the hernia or rupture appeared suddenly;
  • That it was accompanied by pain;
  • That the hernia or rupture followed an accident such as a lifting injury;and
  • That the hernia or rupture did not exist before the accident that the injured employee claims caused the hernia.

Most hernias are repaired with a prosthetic surgical mesh.  What is interesting in South Carolina workers' compensation law is that an employee is entitled to lifetime repair, replacement and maintenance of a "prosthetic device".  Hernia mesh is often overlooked as a prosthetic device but can often fail thereby requiring a repeat hernia surgery.  If this prosthetic device has not been considered in a workers compensation order, award, or settlement then you could be precluded from having your hernia repaired if the mush ruptures or fails.

Protect your Rights to Hernia Medical Treatment

Although hernias are viewed as a fairly minor injury, often times complications can arise- serious complications.  It is important to make sure that an on the job or workers compensation hernia is addressed right away before it worsens.

If you or someone you know has sustained a work related hernia, contact the law firm of Black, Black & Montgomery, LLC for a free initial consultation to dicuss the hernia benefits.  (800) 681-1931

Timely Medical Treatment Helps Injured Workers and Employer

Medical Treatent in South Carolina Workers' Compensation Claims

In Workers' Compensation there are two type of claims: 1. admitted claims and 2. denied claims.  In an admitted workers' compensation claim, the employer carrier has agreed that the injury occurred and they are or should be providing medical treatment. In a denied case, the employer or insurance carrier has denied the claim alleging that the injury is not covered by the South Carolina Workers' Compensation Act.

Delaying Medical Treatment Can Impact Recovery

For the life of me, I cannot understand why in an admitted case, an employer or carrier would delay medical treatment.  Delaying medical treatment can increase the potential for an unsuccessfull result or a worsening of a medical condition.   For the most part, injured employees want to get back to work if at all possible.  With that in mind, they want to get the medical treatment they need and get back to work. 

Recently a client came to us and hired me because his treating doctor had recommended physical therapy for his workers compensation back injury but it had not been approved going on five (5) months. Now without the benefit of the required medical treatment, his condition has worsened and he is going to be seen by a neurosurgeon for potential surgery as the condition has worsened.  

What many employers and insurance carriers fail to recognize is that providing timely medical treatment only helps their bottom line as well. If an employee has a good recovery then they are out of work less time, move through medical treatment much quicker and the overall payout at the end of a claim could be less as the resulting disability may be less.  The employee is happy because they have been treated for their injury and the employer should be happy because they paid dollar for dollar less on the claim.

Timely Medical Better in Theory Than Practice

The theory of timely workers compensation medical treatment is much better in theory than practice.  Too often I see where someone has failed to authorize medical treatment for a rotator cuff shoulder injury only to have scar tissue build up and further harm the shoulder joint.  Many employers have insurance carriers that are out of state and adjusters that work several hundred files at any one time and so an injured employee may become just a number.

If you have been denied medical treatment or feel your medical treatment is moving slowly, please feel free to contact us for a free consultation to see if you are entitled to additional medical treatment.  (800) 681-1931.

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Black, Black & Montgomery, LLC
9 Washington Park
Greenville SC 29601

Phone: 864-558-8297
Toll Free: 800-681-1931
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Greenville Law Office